loader

Empowering businesses through affordable and efficient Asset Rental Finance...



No deposit necessary


Affordable monthly installments


100% Tax deductable


Falls under operating expense on income statement


Easy process, fast approval



Fill in your details below and we'll call you back

Your message has been sent. Thank you!

Who we are...


Visionwork Capital is an Asset Rental Finance company specializing in new and used equipment finance. We are focused to empowering the SME sector for growth and expansion with tailor made business funding solutions to suit our client’s needs. Our business funding solutions has proven to be a success in lowering business tax bills and keeping their lines of credit intact. Our specialised team has a strong understanding of the various business sectors and solid financial skills coupled with business acumen.


What we finance

  • Civils, construction and plant hire
    Backhoe Loaders (TLB); Multi Terrain Loaders; Compactors (Roller); Dozers; Excavators; Skid Steer Loaders (Bobcat)
  • Engineering
    CNC Milling Machines; CNC Lathes; Conventional Lathes & Mills; Plasma Laser & Cutting Machines
  • Printing
    Lithgraphic Printing Press (2 Colour Upwards); Automatic 18 Colour Silkscreen Station Press etc
  • Clothing manufacturing
    Sewing Machine Lines; Knitting Machines; Pocket & Loop Machines; Cutting Machines; Strip Cutters; Winding Machines etc
image

  Footware Manufacturing

   Pattern Makers, Toe-Lasting
   Machines, Sewing Machines

  Plastic Manufacturing

   Injection Moulding Machines,
   Blow Moulding Machines, Extruders

  Restaurants

   Heavy Duty Ovens, Fryers,
   Extractors, Freezers, Cold Rooms

  Woodworking

   Edgebanders, Panel Saws, Band
   Saws, CNC Routers, Planers

  Automotive

   Tyre Changers, Tyre Balancers,
   Wheel Alignment Units

  General Equipment

   Forklifts, Overhead Cranes,
   Generators, Air Compressors


To rent..... or pay upfront?


Rental

  • »    No deposit necessary
  • »    Installments suited to client
  • »    100% Tax deductable
  • »    Operating expense on income statement
  • »    VAT payable monthly
  • »    Interest calculated at cash price
  • »    Not governed by budgets
  • »    Improves equity ratio

Upfront payment

  • »    Upfront capital outlay
  • »    Reduction in working capital
  • »    Deductable by depreciation
  • »    Appears in the financials as an asset
  • »    VAT payable upfront
  • »    Interest is lost over a period
  • »    Governed by the company budgets
  • »    Has to be capitalised

Application process


  • 1. COLLECT DOCUMENTS FROM CLIENT

    As per the list that should already be sent to the client, you are required to obtain all of the supporting documents, along with the completed application form

  • 2. OBTAIN CREDIT BUREAU CHECKS

    Conduct necessary credit checks in order to determine whether or not the client qualifies for the loan

  • 3. OBTAIN BANK CODING

    Upon successful review of the supporting documents received, a bank code must be obtained from the relevant bank

  • 4. INTERNAL ASSESSMENT

    Upon successful review of the supporting documents received, a bank code must be obtained from the relevant bank

  • 5. STATUS: APPROVED OR DECLINED

    Outcome communicated to applicant





Required documents


Last two years financial statements

Updated management accounts

Personal statement of assets and liabilities

Company registration documents

Member's IDs

Business profile/website

Lastest full 4 month bank statements

Asset register

Signed and completed application form


Get in touch

Your message has been sent. Thank you!

Contact details


    Unit 113, 45 Richefond Circle
       Ridgeside, Umhlanga


   031 584 7222

   info@visionwork.co.za